In the case of Wiretek, Inc. v. The Phoenix Insurance Company and The Travelers Indemnity Company (decision unpublished), the Connecticut superior court for the Judicial District of Hartford recently struck three causes of action from the plaintiff’s complaint, asserting waiver and violations of the Connecticut Unfair Insurance and Unfair Trade Practices’ Acts, respectively. Specifically, the court struck the plaintiff’s cause of action asserting that the carrier had waived its right to assert the applicability of policy provisions, holding that under Connecticut law insurance coverage cannot be altered through a claim of waiver. The court also struck the plaintiff’s cause of action based solely upon violations of Connecticut’s Unfair Insurance Practices Act ("CUIPA"), siding with the majority of Connecticut superior courts that hold there is no private cause of action under CUIPA. Finally, the court struck the plaintiff’s cause of action asserting a violation Connecticut’s Unfair Trade Practices Act, predicated upon violations of CUIPA, due to the plaintiff’s failure to allege a general business practice of unfair claim settlement practices. The court’s decision is significant because it is consistent with a body of case law in Connecticut preventing policyholders from establishing coverage through waiver or estoppel.